Frequently Asked Questions

Find quick answers to commonly asked questions with our easy-to-navigate FAQ section below.

For Investors:

  1. Earn interest and penalties provided by law for every month taxes go unpaid
  2. Investments are secured by a lien on real property

For Delinquent Taxpayers:

  1. The redemption time period is unchanged or extended
  2. Interest rate is often less than the statutory rate
  3. Payment plans may be established by the lien purchaser
  4. Statutory protection continues after lien sale
  5. Collection and notification procedures are controlled by state statutes

For the Government:

  1. Receipt of immediate cash for delinquent taxes
  2. The certainty of cash flow to improve future budgeting
  3. Transfer potential liabilities for nonpayment of tax to the private sector
  4. Increase revenues without having to raise taxes or increase public debt
  5. A decrease in delinquency rates

For Taxpayers:

  1. A decreased risk of future tax lien increases
  2. Reliable funding for government programs
  3. Assurance that everyone will pay his/her fair share
  4. Privatization of government functions
  5. Protect property values by the improvement of blighted properties

Tax lien legislation varies from state to state. To learn more about states that do and do not sell tax liens, please visit this helpful resource from the National Tax Lien Association:

Superior collateral value. Nationally, lien to value ratios range from 3% to 7%. Interest rates supported by state statutes. Market insulation. Because interest rates are determined by state law, tax lien certificates are immune to many of the fluctuations in the financial markets which affect more traditional forms of investment.

A tax lien certificate issued by a local city or county governmental entity is usually considered superior to all other liens in existence upon the property with the possible exception of federal government liens such as those imposed by the Internal Revenue Service. Tax certificates DO NOT transfer title or ownership of the property to the investor. Any loss of title to real property for unpaid ad valorem real estate taxes must be initiated through tax deed foreclosure proceedings. This usually requires an additional capital investment by the tax lien purchaser. 

Tax lien certificates, variously known as tax executions, certificates of purchase, and tax sale certificates, are instruments offered for sale by local county and municipal governments as a method of recovering property tax dollars deemed delinquent due to the property owner’s failure to satisfy the debt. The issuance of tax certificates to investors is typically done in an auction setting where the successful bidder is determined by the lowest interest rate declared or the highest bid for cash. 

Interest rates vary by the jurisdiction or state where offered. For example, Florida offers a maximum interest rate of 18%, while Alabama offers a fixed rate of 12%. Arizona has an interest ceiling of 16%, while Iowa offers 2% per month on the unpaid balance. Note: It is important to point out that the interest applied to tax certificates is simple interest. Further, in those states where “bid down” auctions are the rule, it is rare to secure tax liens at the maximum rate allowed by statute. This is due to the highly competitive nature of the tax sale process. 

The featured speaker will do a live demonstration to show you how to go to counties website and to purchase a tax lien or tax deed. We believe that seeing is believing and once you see how easy it is, you will be able to do it yourself.

You will receive those at registration in a form of a voucher to mail in. 

It is approximately 90 minutes, with time to meet and talk to the speaker and staff after words if you have any questions. 

We generally go to over 40 different cities, so it may be 6-12 months before we come back to your area. 

Yes of course, we are a training educational company that specializes in helping people get started in buying tax liens and deeds. Some people would like a little extra one-on-one help, or more advanced training so we offer additional support and one-on-one coaching and other virtual/live events for people to purchase. We make it very affordable for anyone to get involved.